Debt vs Income

There’s no way to build wealth if you're burdened with debt. Getting completely out of debt is the first step to creating wealth. There is no other way. It's essential to tip the income to debt balance in your favor; otherwise you’ll be paying creditors instead of earning interest. You won’t throw the scales in your favor overnight, but you can over time. Get started today!

Financial No Brainer

You can be completely out of debt and on your way to MILLIONAIRE status in 10-15 years.

Step 1: Get 3 months of expenses saved in the bank for emergencies.
Step 2. Pay off all debts proceeding from the lowest to highest amounts.
Step 3: Invest 15% of household income into Roth IRAs and pre-tax retirement accounts
Step 4: Convert to 15-year mortgage

If you're like most people, you will have to cut your lifestyle back some or earn extra income to do this, but following this approach you will save hundreds of thousands of dollars in interest payments, thus allowing you to grow wealth and achieve financial independence.

Lifestyle Masters

Many people work themselves to death and have little if any free time. Others are lazy and have plenty of free time, but no income. Leading lives of “quiet desperation”, they have little impact on the world.

There exist, however, a unique subset of people I call “lifestyle masters"; people with an abundance of both free time and income. Leading lives of self-actualization, these are the people that truly change the world.

Which would you rather be?

It’s not impossible to have more income and more free time.

Follow some of my links to jumpstart your journey towards lifestyle mastery.