Financial No Brainer

You can be completely out of debt and on your way to MILLIONAIRE status in 10-15 years.

Step 1: Get 3 months of expenses saved in the bank for emergencies.
Step 2. Pay off all debts proceeding from the lowest to highest amounts.
Step 3: Invest 15% of household income into Roth IRAs and pre-tax retirement accounts
Step 4: Convert to 15-year mortgage

If you're like most people, you will have to cut your lifestyle back some or earn extra income to do this, but following this approach you will save hundreds of thousands of dollars in interest payments, thus allowing you to grow wealth and achieve financial independence.